Money Train 3
- RTP
- 96.20%
- Volatility
- very high
- Max win
- 100,000×
- Reels × rows
- 5 × 4
- Paylines
- 40
- Stake range
- 0.10 – 10
- Released
- 2022
What Money Train 3 actually is
Relax Gaming's respin engine on a five-by-four grid, and a game that is almost entirely its bonus round. The base game's job is to land six or more bonus symbols; everything that matters happens afterwards.
Inside the feature each symbol carries a value or an action — collectors, payers, multipliers, symbols that add rows — and every new symbol resets the respin counter. The round resolves as a chain: a collector arriving late can multiply everything already banked, which is where the enormous ceiling comes from. Very high volatility, and worth stating plainly: the bonus buy exists because the base game is not designed to be enjoyable on its own, and buying it converts a long grind into a single expensive coin flip.
Play the demo
How Money Train 3 compares with the rest of the series
- Money Train 2 (2020): a 50,000× ceiling against this title's 100,000×, the same 96.20% RTP.
The recorded configuration of Money Train 3 has an RTP of 96.20%, a house edge of 3.80%, at very high volatility volatility. The version in an operator’s lobby may use a different RTP; check its help screen.
What this spec means for a session
The 100,000× ceiling is the largest return a single stake is designed to be able to produce: on a £1 spin that is £100,000 (what a ceiling costs). At this size the ceiling is essentially a lottery outcome inside a slot, and the return you actually experience comes almost entirely from the ordinary spins beneath it.
The grid is 5 × 4 across 40 paylines — more lines is not better odds (paylines).
The mechanics this title actually ships, and what each one does to the spread of results:
- Respins re-spin part of the grid while the rest holds: one stake, a short sequence, a wider spread.
- Persistent symbols keep collected symbols on the grid for the whole feature, so the round builds rather than resets.
- Buy feature pays for the bonus round outright, usually 50–100× the stake — more variance, not an edge.
Where you could play it
Operators that have integrated Relax Gaming, with the licence we verified. We track studio integrations, not lobbies — confirm Money Train 3 is in the operator’s own game list first.
Ordered by BetJury Rank · 18+ · T&Cs apply
How this RTP compares
- This game
- 96.20%
- Relax Gaming median
- 96.20%
- Register median
- 96.50%
- Rank by RTP
- 22 of 30
Money Train 3 publishes 96.20%, which is 0.30 points below the median of the 30 games on the register that publish one — 22th highest of them. Across the 2 Relax Gaming titles we hold, the median is 96.20%. Among the 10 other very high games here, the median is 96.40%.
Against this register only, on filed RTP.
